Grow Your Money!

If you have money just sitting in your Checking account, let it grow here.

If you are afraid interest rates may fall, it might be a good time to lock down with a CD. And I believe it would fall periodically since the US economy is currently in recession.

Savings Accounts ( Can Pull Out Money Anytime )
UWCU - 0.75% APY (don't consider)
OneUnited - 5.15% APY ( min of $1000 )
GCFBank.com - 4.47% ( only for 90 days )
FNBO Direct - 4.30% ( no minimum )
Savings Square - 4.25% ( no minimum )
WT Direct - 4.15% ( min of $10k )
Citibank e-Savings - 4.00% APY ( no minimum )
E-Loan - 3.75% APY ( no minimum )
Umbrella Bank - 3.5~4.0% APY ( min of $100 )
Emigrant Direct - 3.6% APY ( no minimum )
HSBC - 3.55% APY ( no minimum )
ING Direct - 3.4% APY ( no minimum )
Bank of America - 0.20% ( don't consider )

Certificate of Deposit CD - ( Have to Keep Money In For A Certain Period, but you don't have to worry about rate changing )
If you don't mind keeping your money in the bank for a certain time, CD (Certificate of Deposit) would give you a slightly better rate.
3 Months - UWCU 2.9% APY (min $500)
3 Months - Countrywide Bank 4.90% APY ( min of $10000 )
3 Months - IndymacBank 4.5% APY ( min of $5000 )
6 Months - Countrywide Bank 4.75% APY ( min of $10000 )
6 Months - Millennium Bank 4.75% APY ( min of $1000 )
9 Months - EverBank 4.30% APY ( min of $1500 )
9 Months - Countrywide Bank 4.00% APY ( min of $10000 )
1 Year - EverBank 4.25% ( min of $1500 )
1 Year - Belvoir Bank 4.19% APY ( min of $1000 )
1.5 Years - Patelco 4.33% APY ( min of $1000 )
1.5 Years - Belvoir 4.24% APY ( min of $1000 )
7 Years - Pentagon Federal Credit Union 5.00% APY ( min of $1000 )

[Source: Spoofee.com (UWCU is included for comparison)]